† A representative APR (Annual Percentage Rate) is the typical total cost of a credit product expressed as a percentage, spread over 12 months. The representative APR for a Klarna Account via Les Mills Fitness UK Limited is 18.9% (variable) per annum. This is also the standard rate of interest that will apply to your purchases. You are responsible for making the agreed repayments on time and in full. Making these repayments in full as agreed means you’ll be able to spread your payments across the time frame agreed, at no extra cost – helping you get your items without having to pay for it all up front. But if you miss payments, the interest free arrangement will cease and you’ll be required to pay interest on all future repayments at 18.9% APR (representative, variable). This is reflected in the information below: Representative example of interest incurred if you miss a repayment: Promotional Rate 0%, Representative (variable) 18.9% p.a., Purchase interest rate 18.9% p.a., Assumed credit limit £1,200.
Les Mills Fitness UK Limited trading as Les Mills is authorised and regulated by the Financial Conduct Authority for regulated consumer credit activities; registration number646665, and its address is 1 Alie Street, London E18DE. Les Mills Fitness UK Limited acts as a credit broker not a lender and only introduces to Klarna AB (FRN 536065). If you would like to know how complaints are handled for this scheme, you can ask for a copy of our complaints handling process. You can also find information about referring a complaint to the Financial Ombudsman Service (FOS) at financial-ombudsman.org.uk. For complaints information when a transaction is completed online, please access the Online Dispute Resolution platform at ec.europa.eu/consumers/odr/